Friendly insurance service from people who actually pick up
With over 95 years in business, we guarantee a professional insurance quote for all your personal & business needs — auto, home, commercial, business and life, compared across 20+ carriers.
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Agents available Mon–FriPrefer to talk? Call 518-747-4136 or 518-882-5080.
Coverage for the way you live and work
Personal or commercial, one vehicle or a fleet — pick a line below or call and we’ll sort it out together.
Vehicle Insurance
Cars, trucks, SUVs, motorcycles, RVs, boats and classic autos.
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Property Insurance
Homeowners, renters, landlord, seasonal camp and flood coverage for Upstate New York properties — written by people who know the area.
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Commercial Insurance
Contractors, restaurants, retail, landlords and fleets.
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Business Insurance
Business owner policies, general liability, workers’ compensation, professional and cyber liability — built around how your business actually runs.
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Life Insurance
Term, whole and universal life, plus retirement and annuity planning through the New York Life Professional Alliance Program.
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Our team of licensed agents have helped thousands of clients find the coverage they need.
We are proud to serve upstate New York, with two convenient locations in Hudson Falls and Galway giving us the ability to serve the many communities surrounding us. We are grateful for the continued business of our valued customers since 1932!
We are an independent insurance agency, thus the insurance companies we represent are among the best in the business. We are here to assist you in-person and around the clock through our website. It could feel like asking for the moon when you’re asking for the appropriate insurance protection, exceptional claim service when you need it, and the correct pricing. We make it appear effortless.
- We do the insurance shopping and comparing for you to save you time and money
- Free, no hassle, no obligation quotes
- Claims help from the people who wrote your policy — not an 800 number
- Personal and commercial coverage under one roof
Built for Upstate contractors, restaurants, shops and fleets
Every business with a car requires physical damage coverage. Vehicle insurance protects your business’s assets — you need collision, comprehensive, and liability coverage for a fleet. Too many firms lack adequate commercial general liability; mistakes can arise when selling or offering a service, and CGL protects you. If you own or lease real estate your firm needs commercial property insurance. And New York mandates all employers carry workers’ compensation — it covers injured workers’ medical expenditures and time off, and it protects you as the owner too.
Contractors & trades
GL, tools & equipment, commercial auto, workers’ comp, bonds — and the certificates your GCs demand.
Restaurants & retail
Property, liquor liability, spoilage, business interruption and employee coverage in one BOP.
Fleets & commercial auto
Pickups to box trucks, hired & non-owned, cargo and motor truck coverage across carriers.
Landlords & property owners
Dwelling fire, multi-family, mixed-use and umbrella for portfolios of any size.
Here’s what our customers say
“I was with another local insurance company for many years, going back to my high school days. My rates kept going up, so I decided to shop around… I ran into Susie, one of the ladies at Kinney Insurance Agency, while on my regular coffee run. She didn’t push, but offered to help. I stopped in to see her. Wow! The experience was totally different. I felt like she really listened to my needs and there was more of a personal connection. The owner, Todd, was very visible. He would pop over just to say hello and ask about my family. When they revisited my policy they noticed I didn’t have enough coverage in one area and too much in another. I felt they were really looking out for me and, as a bonus, my overall policy went down. Finally, I wasn’t a number anymore!”
“I started with this business for my personal insurance. I quickly saw that I needed to move my commercial business to Kinney Agency as well after seeing first-hand how they treat their customers. I had a claim due to the storms. Todd, the owner, came out personally to help and stayed with me throughout the process, making a stressful event more manageable. The most helpful agency I’ve ever worked with. Best price too! We often need a certificate of insurance for contractors general liability, and they take care of this in minutes for us. You can shop price, but they have consistently beat competitors’ pricing. Lisa does an outstanding job. Her follow-through on a claim is second to none. All my employees love to work with their staff.”
As an independent agency we represent some of the strongest carriers in the business
Stop in, call, or send the form
Both offices are open Monday–Friday 8:30am–4:30pm and close for lunch 12:00–12:30.
Hudson Falls OfficeHours
3027 State Route 4 · Kinney PlazaHudson Falls, NY 12839 · Washington County 518-747-4136
- Monday8:30am – 4:30pm
- Tuesday8:30am – 4:30pm
- Wednesday8:30am – 4:30pm
- Thursday8:30am – 4:30pm
- Friday8:30am – 4:30pm
- SaturdayClosed
- SundayClosed
Closed for lunch daily 12:00 – 12:30 · Fax 518-747-4392
Galway OfficeHours
5243 Sacandaga RoadGalway, NY 12074 · Saratoga County 518-882-5080
- Monday8:30am – 4:30pm
- Tuesday8:30am – 4:30pm
- Wednesday8:30am – 4:30pm
- Thursday8:30am – 4:30pm
- Friday8:30am – 4:30pm
- SaturdayClosed
- SundayClosed
Closed for lunch daily 12:00 – 12:30 · Fax 518-747-4392
Questions people ask us
Do I have to come into the office to get a quote?
Why use an independent agency instead of buying online?
Which areas do you serve?
Can you insure my business and my family under one agency?
How fast can you issue a certificate of insurance?
What are your hours?
Ready for a better insurance experience?
Call the office closest to you, or send the quote form and a licensed agent will follow up — usually the same business day.
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